Cawley
Advisors, a leading financial consulting firm, today announced the
launch of its new Cross-Border Financial Planning Division designed
to address the complex financial needs of internationally mobile
individuals and multinational businesses. The division will begin
serving clients effective 1
April 2025,
providing comprehensive financial strategies that transcend
geographical boundaries.
The
creation of this specialised division comes in response to increasing
global mobility and the growing complexity of managing finances
across multiple jurisdictions. According to recent industry data,
cross-border financial assets have grown by 58% in the past decade,
with high-net-worth individuals now holding an average of 27% of
their wealth in countries outside their primary residence.
“Today’s
globally connected world demands financial expertise that extends
beyond single-country solutions,” said Peter Horowitz, senior
financial advisor of Cawley Advisors. “Our new Cross-Border
Financial Planning Division represents our commitment to providing
seamless financial guidance regardless of where our clients live,
work or invest. We’ve assembled a team of international specialists
who understand the nuanced interplay between different regulatory
systems.”
The
division has secured necessary regulatory approvals and registrations
in key financial markets, including the United
Kingdom, European Union, United States, Singapore and Hong Kong.
This multi-jurisdictional compliance framework enables the team to
provide legally sound advice across major global financial centres
while maintaining fiduciary responsibility to clients.
Led
by Lauren Sanders, who brings over 20 years of international
financial planning experience and holds both the Chartered Financial
Planner (CFP) and Chartered Financial Analyst (CFA) designations, the
division will offer specialised services, including multi-currency
investment management, cross-border tax optimisation, international
estate planning, expatriate financial planning and global business
succession strategies.
“Cross-border
financial planning requires a fundamentally different approach than
traditional domestic advising,” said Sanders. “Issues like
tax treaty interpretation, foreign pension portability and currency
risk mitigation require specialised expertise. Our team’s collective
experience in over 30 countries positions us uniquely to navigate
these complexities for our clients.”
The
division will utilise Cawley Advisors’s proprietary International
Financial Planning Platform, a technology solution designed to model
scenarios across multiple tax jurisdictions simultaneously. This
advanced capability allows advisers to identify optimisation
opportunities that might be missed when analysing finances through a
single-country lens.
Services
will be tailored to address specific client profiles including
British expatriates living abroad, foreign nationals working in the
UK, multinational business owners, international executives with
equity compensation packages and globally mobile families with assets
in multiple countries. The team specialises in solving complex
challenges like phantom foreign exchange gains, offshore investment
structures and treaty-based planning opportunities.
“We’ve
observed that clients with international financial needs often
receive fragmented advice from advisers in different countries who
aren’t communicating with each other,” said Horowitz. “Our
integrated approach ensures all financial decisions are made with a
comprehensive understanding of their global implications.”
The
Cross-Border Financial Planning Division will initially serve clients
from offices in London and other prominent European locations.
Advisers will also be available across all major time zones to
accommodate global client needs.
About
Cawley Advisors
Established
in London, Cawley Advisors has cultivated a distinguished reputation
throughout Europe, recognised for its nuanced expertise and
sophisticated understanding of the complex financial landscapes
unique to each country, which significantly influence the daily lives
of our clients. Their team delivers unparalleled financial consulting
services to both individuals and businesses, strategically tailoring
their processes to fit the needs of each client.
For
more information about Cawley Advisors, please contact:
Reece
Marino
+44
2038085115
info@cawleyadvisors.com
